Legal

Terms of Service

Effective as of March 10, 2026

1. Acceptance

Use of the Petrarch LLC World Wide Web site and the services available from the Petrarch LLC site (the “Service”) are subject to the following Terms of Service (“TOS”). Please read the TOS carefully before using the Service, as your use of the Service will signify your assent to be bound by these terms. As used herein, “Petrarch” means Petrarch LLC, Petrarch Insurance Services LLC, and their affiliates, as applicable.

2. Access and Registration

In order to use the Service, you need the equipment necessary to connect to the World Wide Web and the connection necessary to access it. You are responsible for any fees associated with such connection or access. You agree to provide accurate and complete information when prompted, and to maintain and update such information.

3. User Conduct

You may only use the Service and any data contained in the Service for your own personal and non-commercial purposes. You agree not to submit defamatory, abusive, or infringing content; transmit viruses or harmful software; advertise goods or services; or violate any applicable law.

4. Copyright and Restrictions on Use

Certain content on the Service is protected by copyrights, trademarks, service marks, patents, or other intellectual property and proprietary rights. You may not copy, reproduce, publish, distribute, create derivative works of, modify, or commercially exploit any part of the Service Content.

5. Changes to Service or TOS

Petrarch may modify, suspend or discontinue all or any portion of the Service at any time. Petrarch reserves the right to modify the TOS at any time. Your continued use of the Service shall be deemed your acceptance of the modified TOS.

6. Disclaimer

THE SERVICE, THE SOFTWARE AND THIRD-PARTY DATA ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE” WITH NO WARRANTY. NEITHER PETRARCH NOR ANY DATA PROVIDER PROVIDES ANY WARRANTIES AS TO THE ACCURACY, ADEQUACY, QUALITY OR FITNESS OF ANY INFORMATION. ALL SUCH WARRANTIES ARE EXPRESSLY EXCLUDED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

7. Limitation of Liability

IN NO EVENT WILL PETRARCH OR ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SERVICE.

8. Indemnification

You agree to indemnify, defend and hold harmless Petrarch and its affiliates from any and all third party claims, liability, damages and costs arising from your failure to comply with the TOS or your violation of any applicable law.

9. Applicable Law

The TOS is entered into in Chicago, Illinois and governed by the laws of the State of Illinois. You agree that the proper forum for claims under the TOS will be the courts of the State of Illinois for the County of Cook or the U.S. District Court for the Northern District of Illinois.

Contact

Mail: Petrarch LLC, 5553 N Clark St. Unit 2S, Chicago IL 60640
Phone: 612.888.0414